Settlement Advocate

A settlement solution for payers that want to simplify the payment process, reduce print payment-related costs, and drive electronic payment adoption.

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Simplify Settlements


Reduce administrative costs with consolidated payments and reconciliation across all payment types and funding sources in one system.


Encourage provider adoption of electronic payments with a system that remembers their payment preferences.


Payment delivery across a large provider network according to the provider’s preferred payment method.


Simplify service with a single system for your entire payment and settlement process.


Simplify 1099 processes for all payment types and reporting to reduce manual work.


Expand your reach with access to a broad network of providers accepting electronic payments.

Streamline Provider Payments


Simplify the payment process

  • A single payment instriuction file enables payment fulfillment activities for your providers.
  • Reduce stress over downstream processes, including consolidated ACH drawdown, consolidated payment and remittance data, and 1099 processes.
  • Allow the system to handle routing of payments through one of the largest, healthcare focused provider network according to preferred payment methods.

Reduce print payment-related costs

  • Decrease the print and mail costs associated with paper checks by offering the broadest array of electronic payment solutions to your providers.
  • Take advantage of the savings offered by our Healthpayers USA Postage Cooperative for providers that do not switch to electronic payments.
  • Manage consolidated payments and reconciliation across all payment types and funding sources in one system.

Drive electronic payment utilization

  • Offer the type of payment method your providers prefer, including ACH, closed network ACH (direct payment), and card payments, with our broad array of electronic payment types.
  • Improve provider satisfaction with all provider payment preferences maintained centrally in the system and the flexibility of choice.
  • Access an ever-growing network of providers accepting electronic payments.

Providing Measurable Value

  • 13M+

    electronic payments processed in 2014 representing $10B+ in value

  • 600K+

    providers accessible on network

  • 1.6B

    check images processed in 2014 representing $100B+ in value

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